A piercing toothache or a sudden crack that affects your smile is stressful enough. The last thing you need is extra stress about the cost of urgent dental care.
Thankfully, there are many flexible payment plans designed to make getting treatment easier and more manageable. Here’s an overview of the different options so you can access the care you need when the unexpected happens.
Payment Options for Emergency Dental Services
When dental emergencies happen, timely treatment is essential. Here are the main ways you can manage the cost of emergency dental services.
Department of Veterans’ Affairs (DVA)
If you hold a DVA Gold Card, you may be eligible for dental benefits that cover a wide range of services, including emergency treatment. Some annual limits apply, and prior approval may be required for specific procedures, so it’s best to contact our friendly team to check what’s covered before your appointment.
Child Dental Benefits Schedule (CDBS)
Families with children aged 2–17 can access a valuable dental safety net through the Child Dental Benefits Schedule. This Medicare-eligible program provides up to $1,000 in dental benefits for each child over a two-year period.
This can be used for urgent care, such as fillings, extractions or X-rays, helping ensure your child receives prompt attention without delay.
Private Health Funds
Albany Dental is an affiliated provider with Bupa, CBHS and HCF, which means you can often enjoy higher rebates on emergency dental services. Thanks to our HICAPS system, claims can be processed on the spot, reducing out-of-pocket expenses and letting you focus on your recovery rather than paperwork.
Zip Pay
If you’re not covered by insurance or your benefits don’t stretch far enough, Zip Pay can be a convenient way to spread the cost of treatment over time. With no upfront payment and flexible weekly, fortnightly or monthly repayment options, you can access the care you need right away and tailor the repayments to your income intervals and affordability.
Why Urgent Dental Care is Essential
It might be tempting to delay dental emergency treatment in the hopes that it goes away, but this can often lead to more complex (and more expensive!) problems down the track. Some core benefits of urgent dental care include:
- Quick and effective relief from pain
- Increased prevention of infection or further damage
- Preservation of natural teeth wherever possible
- Restored comfort, function, and confidence
Even seemingly minor issues, like a chipped tooth or mild swelling, can escalate fast. Seeking prompt treatment is the safest option for both your health and your wallet.
Get Emergency Dental Care in Gosford
At Albany Dental, we’re here to support you through stressful situations with compassionate, urgent dental care and flexible payment solutions. If you’re experiencing a dental emergency, call our team today or book online for same-day assistance.
