Finance Options

The team at Albany Dental can treat gum disease, sleep apnea, teeth grinding and more.

Visit our Gosford clinic today to resolve your dental issue!

blue piggy bank sitting on top of dentures to resemble affordable dental
close up woman smile with white teeth


(Department Of Veterans Affairs)

Here at Albany Dental, we are proud to provide various financing options for our patients. Our Gosford dental clinic accepts the Department of Veterans Affairs Gold Card for dental benefits.

If you want to book in an appointment, get in touch with our friendly team as soon as possible as there are annual limits for some treatments and prior approval is required in some cases.

senior couple hugging with white teeth
young child at dentist in gosford
children huddled around camera


(Child Dental Benefits Schedule)

Designed for children aged 2-17, the Child Dental Benefits Schedule (CDBS) provides a base benefit of $1,000 for services to children who qualify. The program covers examinations, x-rays, cleanings, fissure sealing, fillings, root canals, extractions, and more.

Orthodontic or cosmetic dental work is not covered, nor can hospital services be reimbursed. The Department of Human Services administers the CDBS program. To know more about this program, you can contact us and we make sure that your child dental experience will be comfortable and fun. 

Is My Child Eligible For CDBS?

  • The Department of Human Services assesses a child’s eligibility at the start of each calendar year.
  • A child is eligible for the program if they qualify for Medicare, are aged 2-17 years at any point in the calendar year, and receive an Australian government payment, such as Family Tax Benefit Part A at any point in the year.
  • If the child or carer is eligible, they will be notified electronically or by mail. In order to book an appointment, the patient must present this letter along with their Medicare card.

Booking An Appointment Using CDBS

  • Mention CDBS when booking an appointment and make sure you aren’t over the $1,000 limit. Check your Medicare account online to see how much money remains.
  • At your appointment, discuss how much each service will cost and whether CDBS will cover them.
  • You will receive a consent form to sign, and once this has been completed, Albany Dental can proceed with your children dental services.

Private Health Funds

As an affiliated provider with Bupa, CBHS, and HCF, Albany Dental can increase your return on dental treatment.

As an added convenience, we offer HICAPS at the practice, so your health fund card can be swiped during treatment, saving you time and allowing you to focus on your dental treatment.

We can be reached at 02 4324 1181 if you’d like more information.

young couple with white teeth smiling
Close-up Photo Of Couple
family sitting on couch laughing and smiling
man and woman with daughter smiling

Family Dental Rebates

When you or your family members visit us every six months for periodic examinations, cleanings, and fluoride treatments, we will only charge the amount your health plan reimburses us. As a result, preventative treatment does not require a gap payment.

Here at Albany Dental, we are passionate in delivering superior dental services to patients across the Central Coast. From root canal surgeries to sport mouthguards, we can help to resolve dental issues of all complexities. If you are a new patient, we understand there may be some stress associated with visiting a new clinic. To ensure your visit goes as smoothly as possible, you can pre-fill our new patient form and detail any concerns you have.

For more information on our dental financing options, or to speak to a member of our team, feel free to call us at 02 4324 1181.

Zip Pay

Albany Dental now offers Zip Pay as a payment option for your services. Zip Pay helps you ease the cost of dental treatment by spreading the cost of your purchases over time. You’ll pay nothing upfront, and repay weekly, fortnightly or monthly on a schedule that suits you, with no interest ever.

Get in touch with Zip to find out more about this service.

Zip now Pay later

Book an Appointment Today!

happy smiling family
Smiling Woman With Glasses
happy smiling family
Smiling Woman With Glasses
Call Us Today